Personal Checking
Find what fits you. Not sure yet? Try our Account Finder.
True
Checking
- Simple. Low cost.
- $100 minimum to open
- No monthly fee with eStatements 1
- Optional Overdraft Privilege 2
Student
Checking
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Great starter account.
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$25 minimum to open
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No monthly fee with eStatements.
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2 free non-VeraBank ATM withdrawals per statement cycle
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For Customers Ages 16 – 21; at age 22 account converts to True Checking.
Max/Max Sr.
Checking
- Simply perfect.
- $100 minimum to open
- Earns interest with $500 minimum
- No fee with $3,000 minimum daily balance
- 4 free non-VeraBank ATM withdrawals per statement cycle
- Optional Overdraft Privilege 2
- Max Sr. benefits age 62+
- Must be 62+ to open Max Sr. account.
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Max fee starts at $7. Max Sr. fee starts at $5.
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Reduce fees by $3 with eStatements and $0.20 with every debit card purchase (ATM transactions do not apply).
Elite
Checking
- Loaded with benefits!
- $500 minimum to open
- Earns tiered interest with $5,000 minimum
- 8 Free non-VeraBank ATM withdrawals per statement cycle
- Complimentary small safe deposit box first year (Not FDIC Insured)
- New Non-Mortgage loan discount with auto debit
- Complimentary official checks and incoming wires
- Optional Overdraft Privilege 2
- $15 monthly fee
- No monthly fee with $5,000 minimum daily balance, $10,000 combined minimum daily deposit balance (personal accounts only, excluding CDs) or $25,000 combined minimum daily loan balance (current principal balance).
Renew
Checking
Checking
- Rebuild your financial strength
- $25 minimum to open
- Free Online & Mobile Banking
- Free Online Bill Pay
- Debit card available
- Checks not available
- No Overdraft Privilege
- $9.95 monthly fee with a monthly direct deposit; otherwise, monthly fee is $14.95
*Message and data rates may apply from your wireless carrier.
1$3/month for paper statements.
2ODP: This feature is automatically available on our personal checking accounts after the account has been open for 30 days and has not had any insufficient items during that 30-day period. There is no monthly fee for this service. There is a fee of $32 (subject to change) for each overdraft created by check, in-person withdrawals, ATM withdrawals, auto transfer withdrawals, or other electronic means. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing or if you have too many overdrafts. In order to keep your overdraft privilege, your account must have a positive balance at least once every 24 days.
True Checking
Student Checking
Max / Max Sr. Checking
Elite Checking
Renew Checking
Open a True Checking Account Online in Minutes
- Minimum balance to open $100
- No minimum balance requirement to avoid monthly maintenance fee*
- e-Statements required to avoid a $3.00 monthly maintenance fee*
Other Services:
- Optional Overdraft Privilege 2
- OD Transfer at $5 per transfer***
All Accounts Include:
- VeraBank Debit Card
- Online Banking & Bill Pay
- Mobile Banking
- Mobile Deposit
- Debit Card Management
- Digital Wallets
- Apple Pay®, Samsung Pay®, and Google Pay™.
- e-Statements
- Money Management
- Purchase Rewards - Earn cash back for using your debit card
- VeraBank Reward Me! - Earn points for debit card spending
- Check Images
- VeraBank ATMs & ITMs
- Balance Alerts****
*e-Statements required to avoid a $3.00 monthly maintenance fee
**Click here for important information regarding overdraft privilege
***$5 fee per transfer; additional fees may apply from savings account
****Message and data rates may apply from your wireless carrier
Transaction restrictions may apply on all apps. See a VeraBank representative for details.
Apple®, Apple Pay® and iPhone® are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay™ is a trademark of Google LLC.
Samsung Pay® is a trademark of Samsung Electronics Co., Ltd.
Mastercard® is a registered trademark, and Masterpass™ and the circles design are trademarks of Mastercard® International Incorporated.
Open a Student Checking Account Online in Minutes
- For customers ages 16-21
- $25 opening deposit
- No minimum balance requirement
- e-Statements required to avoid a $3.00 monthly service fee
- 2 Free non-VeraBank ATM withdrawals per statement cycle
- Free first order of 50 VeraBank duplicate checks
- At age 22, the account will switch to True Checking
Other Services:
- Optional Overdraft Privilege 2
-
OD Transfer at $5 per transfer**
All Accounts Include:
- VeraBank Debit Card
- Online Banking & Bill Pay
- Mobile Banking
- Mobile Deposit
- Debit Card Management
- Digital Wallets
- Apple Pay®, Samsung Pay®, and Google Pay™.
- e-Statements
- Money Management
- Purchase Rewards - Earn cash back for using your debit card
- VeraBank Reward Me! - Earn points for debit card spending
- Check Images
- VeraBank ATMs & ITMs
- Balance Alerts****
*Click here for important information regarding overdraft privilege
**$5 fee per transfer; additional fees may apply from savings account
***Message and data rates may apply from your wireless carrier
Transaction restrictions may apply on all apps. See a VeraBank representative for details.
Apple, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.
Samsung Pay is a trademark of Samsung Electronics Co., Ltd.
Mastercard is a registered trademark, and Masterpass and the circles design are trademarks of Mastercard International Incorporated.
Max Benefits
Open a Max Checking Account Online in Minutes
- Minimum balance to open $100
- No minimum balance to avoid a fee
- Earns interest
- $500 minimum balance to receive interest
- 4 Free non-VeraBank ATMs per statement cycle
- .25% rate discount on new non-Mortgage loan with auto debit from a VeraBank account
- Monthly service charge - $7
Fee reduced by the following criteria:
- E-Statements - $3
- Debit Card Transactions – $0.20 per transaction*
Or maintain a $3,000 minimum daily balance and you will avoid the $7 monthly service charge
Max Sr. Benefits (Age 62 or Older)
Open a Max Sr. Checking Account Online in Minutes
All the features of Max Checking, plus:
- Free 1 VeraBank box of checks per year
- Monthly service charge - $5
Fee reduced by the following criteria:
- E-Statements - $3
- Debit Card Transactions – $0.20 per transaction*
Or maintain a $3,000 minimum daily balance and you will avoid the $5 monthly service charge
Other Services:
- Optional Overdraft Privilege 2
- OD Transfer at $5 per transfer***
All Accounts Include:
- VeraBank Debit Card
- Online Banking & Bill Pay
- Mobile Banking
- Mobile Deposit
- Debit Card Management
- Digital Wallets
- Apple Pay®, Samsung Pay®, and Google Pay™.
- e-Statements
- Money Management
- Purchase Rewards - Earn cash back for using your debit card
- VeraBank Reward Me! - Earn points for debit card spending
- Check Images
- VeraBank ATMs & ITMs
- Balance Alerts****
*Does not include ATM Transactions
**Click here for important information regarding overdraft privilege
***$5 fee per transfer; additional fees may apply from savings account
****Message and data rates may apply from your wireless carrier
Transaction restrictions may apply on all apps. See a VeraBank representative for details.
Apple, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.
Samsung Pay is a trademark of Samsung Electronics Co., Ltd.
Mastercard is a registered trademark, and Masterpass and the circles design are trademarks of Mastercard International Incorporated.
Open an Elite Checking Account Online in Minutes
- Minimum balance to open $500
- Interest bearing – tiered*
- $5,000 minimum balance to receive interest
- 8 Free non-VeraBank ATMs per statement cycle
- .25% rate discount on new non-Mortgage loan with auto debit from a VeraBank account
- Free new small safe deposit box for 1 year
- Free incoming wires
- Free 1 VeraBank box of checks per year
- Free Official Checks
- Monthly service charge - $15
To avoid service charge:
- Minimum daily balance of $5,000 or maintain one of the following:
- Minimum daily combined Deposit Balances: $10,000 (excludes CDs)
- Minimum daily combined Loan Balances: $25,000
Other Services:
- Optional Overdraft Privilege 2
- OD Transfer for free
All Accounts Include:
- VeraBank Debit Card
- Online Banking & Bill Pay
- Mobile Banking
- Mobile Deposit
- Debit Card Management
- Digital Wallets
- Apple Pay®, Samsung Pay®, and Google Pay™.
- e-Statements
- Money Management
- Purchase Rewards - Earn cash back for using your debit card
- VeraBank Reward Me! - Earn points for debit card spending
- Check Images
- VeraBank ATMs & ITMs
- Balance Alerts****
*FDIC coverage is limited to $250,000.00 on interest bearing accounts
**Click here for important information regarding overdraft privilege
***Message and data rates may apply from your wireless carrier
Transaction restrictions may apply on all apps. See a VeraBank representative for details.
Apple, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.
Samsung Pay is a trademark of Samsung Electronics Co., Ltd.
Mastercard is a registered trademark, and Masterpass and the circles design are trademarks of Mastercard International Incorporated.
Why Renew?
If you’re building or rebuilding a healthy financial relationship, interested in saying good-bye to high check-cashing fees, and need access to your money with a debit card, this second chance checking account’s for you!
- Minimum balance to open $25
- No minimum balance requirement
- $9.95 monthly fee with a monthly direct deposit; otherwise, monthly fee is $14.95
- Debit card available
This account includes:
- Free Online & Mobile Banking
- Free Online Bill Pay
- Debit Card available
- Checks and overdraft privilege are not available on this account
All Accounts Include:
- VeraBank Debit Card
- Online Banking & Bill Pay
- Mobile Banking
- Mobile Deposit
- Debit Card Management
- Digital Wallets
- Apple Pay®, Samsung Pay®, and Google Pay™.
- e-Statements
- Money Management
- Purchase Rewards - Earn cash back for using your debit card
- VeraBank Reward Me! - Earn points for debit card spending
- Check Images
- VeraBank ATMs & ITMs
- Balance Alerts****
*FDIC coverage is limited to $250,000.00 on interest bearing accounts
**Message and data rates may apply from your wireless carrier
Transaction restrictions may apply on all apps. See a VeraBank representative for details.
Apple, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.
Samsung Pay is a trademark of Samsung Electronics Co., Ltd.
Mastercard is a registered trademark, and Masterpass and the circles design are trademarks of Mastercard International Incorporated.
