Personal Checking
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True
Checking
- Simple. Low cost.
- $100 minimum to open
- No monthly fee with eStatements 1
- Optional Overdraft Privilege 2
Launch
Checking
- Great starter account
- $25 minimum to open
- No monthly fee with eStatements1
- Free Online and Mobile Banking*
- Two free withdrawals per month at non-VeraBank ATMs
- Specially designed debit card
- Available for customers age 13 to 24
Max/Max Sr.
Checking
- Simply perfect.
- $100 minimum to open
- Earns interest with $500 minimum
- No fee with $3,000 minimum daily balance
- 4 free non-VeraBank ATM withdrawals per statement cycle
- Optional Overdraft Privilege 2
- Max Sr. benefits age 62+
- Must be 62+ to open Max Sr. account.
-
Max fee starts at $7. Max Sr. fee starts at $5.
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Reduce fees by $3 with eStatements and $0.20 with every debit card purchase (ATM transactions do not apply).
Elite
Checking
- Loaded with benefits!
- $500 minimum to open
- Earns tiered interest with $5,000 minimum
- 8 Free non-VeraBank ATM withdrawals per statement cycle
- Complimentary small safe deposit box first year (Not FDIC Insured)
- New Non-Mortgage loan discount with auto debit
- Complimentary official checks and incoming wires
- Optional Overdraft Privilege 2
- $15 monthly fee
- No monthly fee with $5,000 minimum daily balance, $10,000 combined minimum daily deposit balance (personal accounts only, excluding CDs) or $25,000 combined minimum daily loan balance (current principal balance).
Renew
Checking
Checking
- Rebuild your financial strength
- $25 minimum to open
- Free Online & Mobile Banking
- Free Online Bill Pay
- Debit card available
- Checks not available
- No Overdraft Privilege
- $9.95 monthly fee with a monthly direct deposit; otherwise, monthly fee is $14.95
*Message and data rates may apply from your wireless carrier.
1 $3/month for paper statements.
2 This feature is automatically available on our personal checking accounts. New accounts will be assigned a $100 overdraft limit for the first 30 days. After that, our dynamic limit may change at any time. Personal limits may range from $0 to $1,600 maximum. If the account is overdrawn for 24 days, the limit will drop to $0. There is no monthly fee for this service. There is a fee of $32.00 (subject to change) with a limit of four (4) overdraft fees per day for each overdraft created by check, in-person withdrawals, ATM withdrawals, auto transfer withdrawals or other electronic means. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. Opt-in required for Overdraft Privilege on ATM and everyday debit card transactions. See our Overdraft Privilege Policy for complete details.
True Checking
Launch Checking
Max / Max Sr. Checking
Elite Checking
Renew Checking
Open a True Checking Account Online in Minutes
- Minimum balance to open $100
- No minimum balance requirement to avoid monthly maintenance fee*
- e-Statements required to avoid a $3.00 monthly maintenance fee*
Other Services:
- Optional Overdraft Privilege 2
- OD Transfer at $5 per transfer***
All Accounts Include:
- VeraBank Debit Card
- Online Banking & Bill Pay
- Mobile Banking
- Mobile Deposit
- Debit Card Management
- Digital Wallets
- Apple Pay®, Samsung Pay®, and Google Pay™.
- e-Statements
- Money Management
- Purchase Rewards - Earn cash back for using your debit card
- VeraBank Reward Me! - Earn points for debit card spending
- Check Images
- VeraBank ATMs & ITMs
- Balance Alerts****
*e-Statements required to avoid a $3.00 monthly maintenance fee
**Click here for important information regarding overdraft privilege
***$5 fee per transfer; additional fees may apply from savings account
****Message and data rates may apply from your wireless carrier
Transaction restrictions may apply on all apps. See a VeraBank representative for details.
Apple®, Apple Pay® and iPhone® are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay™ is a trademark of Google LLC.
Samsung Pay® is a trademark of Samsung Electronics Co., Ltd.
Mastercard® is a registered trademark, and Masterpass™ and the circles design are trademarks of Mastercard® International Incorporated.
- $25 minimum to open
- No monthly fee with eStatements*
- Free Online and Mobile Banking**
- Two free withdrawals per month at non-VeraBank ATMs
- Specially designed debit card
- Available for customers age 13 to 24***
All Accounts Include:
- VeraBank Debit Card
- Online Banking & Bill Pay
- Mobile Banking
- Mobile Deposit
- Debit Card Management
- Digital Wallets
- Apple Pay®, Samsung Pay®, and Google Pay™.
- e-Statements
- Money Management
- Purchase Rewards - Earn cash back for using your debit card
- VeraBank Reward Me! - Earn points for debit card spending
- Check Images
- VeraBank ATMs & ITMs
- Balance Alerts****
*$3/ month with paper statements
**Message and data rates may apply from your wireless carrier
***For those under the age of 18, a parent or guardian must be present to open an account. At age 24, the checking account converts to True Checking.
Transaction restrictions may apply on all apps. See a VeraBank representative for details.
Apple, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.
Samsung Pay is a trademark of Samsung Electronics Co., Ltd.
Mastercard is a registered trademark, and Masterpass and the circles design are trademarks of Mastercard International Incorporated.
Max Benefits
Open a Max Checking Account Online in Minutes
- Minimum balance to open $100
- No minimum balance to avoid a fee
- Earns interest
- $500 minimum balance to receive interest
- 4 Free non-VeraBank ATMs per statement cycle
- .25% rate discount on new non-Mortgage loan with auto debit from a VeraBank account
- Monthly service charge - $7
Fee reduced by the following criteria:
- E-Statements - $3
- Debit Card Transactions – $0.20 per transaction*
Or maintain a $3,000 minimum daily balance and you will avoid the $7 monthly service charge
Max Sr. Benefits (Age 62 or Older)
Open a Max Sr. Checking Account Online in Minutes
All the features of Max Checking, plus:
- Free 1 VeraBank box of checks per year
- Monthly service charge - $5
Fee reduced by the following criteria:
- E-Statements - $3
- Debit Card Transactions – $0.20 per transaction*
Or maintain a $3,000 minimum daily balance and you will avoid the $5 monthly service charge
Other Services:
- Optional Overdraft Privilege 2
- OD Transfer at $5 per transfer***
All Accounts Include:
- VeraBank Debit Card
- Online Banking & Bill Pay
- Mobile Banking
- Mobile Deposit
- Debit Card Management
- Digital Wallets
- Apple Pay®, Samsung Pay®, and Google Pay™.
- e-Statements
- Money Management
- Purchase Rewards - Earn cash back for using your debit card
- VeraBank Reward Me! - Earn points for debit card spending
- Check Images
- VeraBank ATMs & ITMs
- Balance Alerts****
*Does not include ATM Transactions
**Click here for important information regarding overdraft privilege
***$5 fee per transfer; additional fees may apply from savings account
****Message and data rates may apply from your wireless carrier
Transaction restrictions may apply on all apps. See a VeraBank representative for details.
Apple, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.
Samsung Pay is a trademark of Samsung Electronics Co., Ltd.
Mastercard is a registered trademark, and Masterpass and the circles design are trademarks of Mastercard International Incorporated.
Open an Elite Checking Account Online in Minutes
- Minimum balance to open $500
- Interest bearing – tiered*
- $5,000 minimum balance to receive interest
- 8 Free non-VeraBank ATMs per statement cycle
- .25% rate discount on new non-Mortgage loan with auto debit from a VeraBank account
- Free new small safe deposit box for 1 year
- Free incoming wires
- Free 1 VeraBank box of checks per year
- Free Official Checks
- Monthly service charge - $15
To avoid service charge:
- Minimum daily balance of $5,000 or maintain one of the following:
- Minimum daily combined Deposit Balances: $10,000 (excludes CDs)
- Minimum daily combined Loan Balances: $25,000
Other Services:
- Optional Overdraft Privilege 2
- OD Transfer for free
All Accounts Include:
- VeraBank Debit Card
- Online Banking & Bill Pay
- Mobile Banking
- Mobile Deposit
- Debit Card Management
- Digital Wallets
- Apple Pay®, Samsung Pay®, and Google Pay™.
- e-Statements
- Money Management
- Purchase Rewards - Earn cash back for using your debit card
- VeraBank Reward Me! - Earn points for debit card spending
- Check Images
- VeraBank ATMs & ITMs
- Balance Alerts****
*FDIC coverage is limited to $250,000.00 on interest bearing accounts
**Click here for important information regarding overdraft privilege
***Message and data rates may apply from your wireless carrier
Transaction restrictions may apply on all apps. See a VeraBank representative for details.
Apple, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.
Samsung Pay is a trademark of Samsung Electronics Co., Ltd.
Mastercard is a registered trademark, and Masterpass and the circles design are trademarks of Mastercard International Incorporated.
Why Renew?
If you’re building or rebuilding a healthy financial relationship, interested in saying good-bye to high check-cashing fees, and need access to your money with a debit card, this second chance checking account’s for you!
- Minimum balance to open $25
- No minimum balance requirement
- $9.95 monthly fee with a monthly direct deposit; otherwise, monthly fee is $14.95
- Debit card available
This account includes:
- Free Online & Mobile Banking
- Free Online Bill Pay
- Debit Card available
- Checks and overdraft privilege are not available on this account
All Accounts Include:
- VeraBank Debit Card
- Online Banking & Bill Pay
- Mobile Banking
- Mobile Deposit
- Debit Card Management
- Digital Wallets
- Apple Pay®, Samsung Pay®, and Google Pay™.
- e-Statements
- Money Management
- Purchase Rewards - Earn cash back for using your debit card
- VeraBank Reward Me! - Earn points for debit card spending
- Check Images
- VeraBank ATMs & ITMs
- Balance Alerts****
*FDIC coverage is limited to $250,000.00 on interest bearing accounts
**Message and data rates may apply from your wireless carrier
Transaction restrictions may apply on all apps. See a VeraBank representative for details.
Apple, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.
Samsung Pay is a trademark of Samsung Electronics Co., Ltd.
Mastercard is a registered trademark, and Masterpass and the circles design are trademarks of Mastercard International Incorporated.
