1Internet access, mobile carrier data charges, and text messaging fees may apply. Mobile Banking features are subject to enrollment requirements and availability.
2Subject to credit approval. Rate discount available only on new qualifying non-mortgage consumer loans with automatic payment deduction from a VeraBank checking account. Certain restrictions and exclusions may apply.
3This feature is generally available on eligible personal checking accounts, subject to account requirements and bank discretion. New accounts will be assigned a $100 overdraft limit for the first 30 days. After that, overdraft limits are assigned at the bank's discretion and may increase, decrease, or be removed at any time. Personal limits may range from $0 to $1,600 maximum. If the account is overdrawn for 24 days, the limit will drop to $0. There is no monthly fee for this service. There is a fee of $32 (subject to change) with a limit of four (4) overdraft fees per day for each overdraft created by check, in-person withdrawals, ATM withdrawals, auto transfer withdrawals, or other electronic means. Please refer to the current Fee Schedule for overdraft fees. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. Opt-in required for Overdraft Privilege on ATM and everyday debit card transactions. See our Overdraft Privilege Policy for complete details.
4Overdraft transfers are available from eligible linked deposit accounts. Sufficient funds must be available in the linked account at the time of transfer. A transfer fee may apply as indicated in the account comparison chart.
5ATM transactions do not apply.