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Vera Bank

True Checking

Simple and free

Account Details:

  • Minimum balance to open $100
  • No minimum balance requirement to avoid monthly maintenance fee*
  • eStatements required to avoid a $3.00 monthly maintenance fee*

Overdraft Protection Options:


*$3.00/ month with paper statements

**This feature is automatically available on our personal checking accounts. New accounts will be assigned a $100 overdraft limit for the first 30 days. After that, our dynamic limit may change at any time. Personal limits may range from $0 to $1,600 maximum. If the account is overdrawn for 24 days, the limit will drop to $0. There is no monthly fee for this service. There is a fee of $32 (subject to change) with a limit of four (4) overdraft fees per day for each overdraft created by check, in-person withdrawals, ATM withdrawals, auto transfer withdrawals, or other electronic means. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. Opt-in required for Overdraft Privilege on ATM and everyday debit card transactions. See our Overdraft Privilege Policy for complete details.

***$5 fee per transfer; additional fees may apply from savings account

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