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Your journey to home ownership starts here.
At VeraBank, we believe in giving genuine advice to our customers’ honest questions. When it comes to home loans, we’re the experts you can always come to for answers. So what questions do you have for us?
We know buying a home is a big step in your life, and working with the right person makes all the difference. Our mortgage bankers are rooted in the communities they serve and understand the importance of helping you find the right loan for your needs.
We offer a wide variety of mortgage financing options and we’re happy to help you find the loan type that is right for you.
Fixed Rate Mortgages With a fixed rate mortgage, the monthly principal and interest payments remain the same through the life of the loan, making this option ideal for those who need to know exactly what they will pay each month.
Adjustable Rate Mortgages (ARM) Commonly referred to as an ARM, this type of mortgage is a loan that offers a lower initial interest rate than most fixed rate loans. The trade-off is that the interest rate can change periodically – making your monthly payment go up or down throughout the life of the loan.
Special Program Loans
If you would like more information about anything home-related, reach out to one of our mortgage bankers.
They will be happy to help answer questions about home loan programs, credit score and down-payment requirements, closing costs, interest rates, estimated mortgage payments, and more!
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Yes. We offer a large database of helpful articles, calculators, and answers to frequently asked questions like:
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Existing customers: We offer a seamless loan or deposit account application experience for existing customers! Log in, choose "Services", "Open & Apply" and "Open a New Account".
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New customers: New to VeraBank or don't have a VeraBank Digital Banking login? No problem, you can still apply!
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Existing customers: We offer a seamless loan or deposit account application experience for existing customers! Log in, choose "Services", "Open & Apply" and "Online Loan Application".
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New customers: New to VeraBank or don't have a VeraBank Digital Banking login? No problem, you can still apply by visiting your local branch.
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