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Vera Bank

Elite Checking

Earn interest and so much more

Account Details:

  • Minimum balance to open $500
  • Interest-bearing
  • $5,000 minimum balance to receive interest
  • 8 free non-VeraBank ATMs per statement cycle
  • Free new small safe deposit box for 1 year
  • Free incoming wires
  • One free box of VeraBank checks per year
  • Free official checks
  • Monthly service charge - $15
    • No monthly fee with $5,000 minimum daily balance, $10,000 combined minimum daily deposit balance (personal accounts only, excluding CDs) or $25,000 combined minimum daily loan balance (personal loans only and current principal balance; excluding commercial loans).

Overdraft Protection Options:

OPEN NOW Current Interest Rates

FDIC coverage is limited to $250,000 on interest-bearing accounts.

**This feature is automatically available on our personal checking accounts. New accounts will be assigned a $100 overdraft limit for the first 30 days. After that, our dynamic limit may change at any time. Personal limits may range from $0 to $1,600 maximum. If the account is overdrawn for 24 days, the limit will drop to $0. There is no monthly fee for this service. There is a fee of $32 (subject to change) with a limit of four (4) overdraft fees per day for each overdraft created by check, in-person withdrawals, ATM withdrawals, auto transfer withdrawals, or other electronic means. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. Opt-in required for Overdraft Privilege on ATM and everyday debit card transactions. See our Overdraft Privilege Policy for complete details.

***$5.00 fee per transfer; additional fees may apply from savings account.

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