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Launch Checking

Smart Student Account

Account Details:

  • $25 minimum to open
  • No monthly fee with eStatements*
  • Free Online and Mobile Banking****
  • Two free withdrawals per month at non-VeraBank ATMs
  • Available for customers age 13 to 24

Overdraft Protection Options:


*eStatements required to avoid a $3.00 monthly maintenance fee.

**This feature is automatically available on our personal checking accounts. New accounts will be assigned a $100 overdraft limit for the first 30 days. After that, our dynamic limit may change at any time. Personal limits may range from $0 to $1,600 maximum. If the account is overdrawn for 24 days, the limit will drop to $0. There is no monthly fee for this service. There is a fee of $32 (subject to change) with a limit of four (4) overdraft fees per day for each overdraft created by check, in-person withdrawals, ATM withdrawals, auto transfer withdrawals, or other electronic means. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. Opt-in required for Overdraft Privilege on ATM and everyday debit card transactions. See our Overdraft Privilege Policy for complete details.

*** $5.00 fee per transfer; additional fees may apply from savings account.

**** Message and data rates may apply from your wireless carrier.

Transaction restrictions may apply on all apps. See a VeraBank representative for details.

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