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Personal Checking Accounts

Find the checking account that best matches your personal lifestyle and banking needs with our Account Finder.

ACCOUNT FINDER

Managing your money should be easy! That’s why every personal checking account comes with a long list of free, convenient tools and services for you to choose from.

- True Checking Encore Checking Elite Checking Launch Checking Renew Checking
- Simple and free if you choose eStatements.
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Available if you are age 62 and older.

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Earn interest on higher balances. Many other perks!
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Great student account! For customers age 13 to 24.
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Second chance
checking account.
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Minimum to Open $100 $100 $500 $25 $25
Free access to Online and Mobile Banking1
Can Avoid Monthly Fee  
Earns Interest        
Free Non-VeraBank ATM Withdrawals Per Statement Cycle     8 2  
New Non-Mortgage Loan Discount with Auto Debit2      
Complimentary Official Checks and Incoming Wires        
Complimentary Safe Deposit Box (Not FDIC Insured)    
Small, First-Year Only
   
Overdraft Services OD Privilege3 or OD Transfer4 from other accounts $5 per transfer OD Privilege3 or OD Transfer4 from other accounts $5 per transfer OD Privilege3 or OD Transfer4 from other accounts no charge OD Privilege3 or OD Transfer4 from other accounts $5 per transfer  
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True Checking
Simple and free if you choose eStatements.
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Minimum to open

$100

Free access to Online and Mobile Banking1
Can Avoid Monthly Fee
Overdraft Programs

OD Privilege3 or OD Transfer4 from other accounts $5 per transfer

Encore Checking
Available if you are age 62 and older
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Minimum to open

$100

Free access to Online and Mobile Banking1
Can Avoid Monthly Fee
New Non-Mortgage Loan Discount with Auto Debit2
Overdraft Programs

OD Privilege3 or OD Transfer4 from other accounts $5 per transfer

Elite Checking
Earn interest on higher balances. Many other perks!
More Details
Minimum to open

$100

Free access to Online and Mobile Banking1
Can Avoid Monthly Fee
Earns Interest
Free Non-VeraBank ATM Withdrawals Per Statement Cycle

8

New Non-Mortgage Loan Discount with Auto Debit2
Complimentary Official Checks and Incoming Wires
Complimentary Safe Deposit Box (Not FDIC Insured)

Small, First-Year Only

Overdraft Programs

OD Privilege3 or OD Transfer4 from other accounts $5 per transfer

Launch Checking
Great student account! For customers age 13 to 24.
More Details
Minimum to open

$25

Free access to Online and Mobile Banking1
Can Avoid Monthly Fee
Free Non-VeraBank ATM Withdrawals Per Statement Cycle

2

Overdraft Programs

OD Privilege3 or OD Transfer4 from other accounts $5 per transfer

Renew Checking
Second chance checking account.
More Details
Minimum to open

$25

Free access to Online and Mobile Banking1

1Data and messaging rates apply from your wireless carrier.

2Available on new loans only. Consumer loan discount of .25% with auto debit from a VeraBank account.

3This feature is automatically available on our personal checking accounts. New accounts will be assigned a $100 overdraft limit for the first 30 days. After that, our dynamic limit may change at any time. Personal limits may range from $0 to $1,600 maximum. If the account is overdrawn for 24 days, the limit will drop to $0. There is no monthly fee for this service. There is a fee of $32 (subject to change) with a limit of four (4) overdraft fees per day for each overdraft created by check, in-person withdrawals, ATM withdrawals, auto transfer withdrawals, or other electronic means. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. Opt-in required for Overdraft Privilege on ATM and everyday debit card transactions. See our Overdraft Privilege Policy for complete details.

4Overdraft Transfer requires enrollment.

5ATM transactions do not apply.

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