Personal Loans

When you’re in the market for a personal loan, you want competitive rates, fast turnaround on loan approvals, and a knowledgeable and responsive lender. VeraBank has all of this, and the technology to make the lending and payment process easy. You can even quickly and securely apply online!

There is a minimum loan amount of $2,000

Auto & Vehicle Loans

Loans for multiple vehicle purchases, including auto loans, boat loans, recreational vehicles, other vehicle loans, and more.

Purchasing a new car from a dealership?

Apply Online

Apply at your local branch. Click here to schedule a branch appointment.

Purchasing a new car from another individual?

Apply Online

Apply at your local branch. Click here to schedule a branch appointment.

Purchasing a new or used car, truck, van, or SUV from another individual?

Apply Online

Apply at your local branch. Click here to schedule a branch appointment.

Purchasing a new boat, recreational vehicle, or other vehicle type?

Apply Online

Apply at your local branch. Click here to schedule a branch appointment.

Purchasing a used boat, recreational vehicle, or other vehicle type?

Apply Online

Apply at your local branch. Click here to schedule a branch appointment.

Home Equity Loans and Lines of Credit

Need cash for a project? Consider tapping in to the equity you’ve built up in your home, or a line of credit.

The line of credit is based on a percentage of the value of your home. The more your home is worth, the larger the line of credit. Of course, the final line of credit you receive will take into account any outstanding mortgages you might have. This includes first mortgages, second mortgages, and any other debt you have secured by your home.

Apply Online

Apply at your local branch. Click here to schedule a branch appointment.

Meet Our Lenders

Line of Credit

Enjoy the convenience of a credit card with the ongoing access to credit. A VeraBank line of credit option offers you the ability to use a line that you can pay down and use again when you need it most.

Apply Online

Apply at your local branch. Click here to schedule a branch appointment.

Farm and Ranch Loans

Enjoy the outdoors. Whether you are purchasing land or refinancing existing real estate loans, we'll customize your land loan to meet your needs and fit your budget.

Farm & Ranch Loans Details

Unsecured Loans

Sometimes you need to borrow money for emergencies, special needs, or other life events. And sometimes you don’t have the collateral needed for a secured loan. For those times, consider an unsecured loan with VeraBank.

Apply Online

Apply at your local branch. Click here to schedule a branch appointment.

Personal Loans

Personal loan secured by a VeraBank CD

Apply Online

Apply at your local branch. Click here to schedule a branch appointment.

Personal loan not secured by a VeraBank CD

Apply Online

Apply at your local branch. Click here to schedule a branch appointment.