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The loans you need for the life you want.
When you’re in the market for a personal loan, you want competitive rates, fast turnaround on loan approvals, and a knowledgeable and responsive lender. VeraBank has all of this, and the technology to make the lending and payment process easy. You can even quickly and securely apply online!
There is a minimum loan amount of $2,000
Loans for multiple vehicle purchases, including auto loans, boat loans, recreational vehicles, other vehicle loans, and more.
Purchasing a new car from a dealership?
Apply Online
Apply at your local branch. Click here to schedule a branch appointment.
Purchasing a new car from another individual?
Purchasing a new or used car, truck, van, or SUV from another individual?
Purchasing a new boat, recreational vehicle, or other vehicle type?
Purchasing a used boat, recreational vehicle, or other vehicle type?
Need cash for a project? Consider tapping in to the equity you’ve built up in your home, or a line of credit.
The line of credit is based on a percentage of the value of your home. The more your home is worth, the larger the line of credit. Of course, the final line of credit you receive will take into account any outstanding mortgages you might have. This includes first mortgages, second mortgages, and any other debt you have secured by your home.
Meet Our Lenders
Enjoy the convenience of a credit card with the ongoing access to credit. A VeraBank line of credit option offers you the ability to use a line that you can pay down and use again when you need it most.
Enjoy the outdoors. Whether you are purchasing land or refinancing existing real estate loans, we'll customize your land loan to meet your needs and fit your budget.
Farm & Ranch Loans Details
Sometimes you need to borrow money for emergencies, special needs, or other life events. And sometimes you don’t have the collateral needed for a secured loan. For those times, consider an unsecured loan with VeraBank.
Personal loan secured by a VeraBank CD
Personal loan not secured by a VeraBank CD
Existing customers with VeraBank Digital Banking Login. Once logged in go to Settings, then under "Open & Apply" choose "Open a New Account".
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New to VeraBank or do not have a VeraBank Digital Banking Login.
Continue to Apply
Existing customers with VeraBank Digital Banking Login. Once logged in go to Settings, then under "Open & Apply" choose "Apply for a Loan".
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