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Say YES to Home Ownership Let’s make it happen!

Say YES to Home Ownership

Let’s make it happen!

Didn’t think buying a home was possible? Think again!

We work hard to put home ownership within reach for people in the communities we serve. Those with low-to-moderate income (80% or less of area median income), less-than-perfect credit or little credit history at all are encouraged to apply.

Get the VeraBank advantages.

  • No mortgage origination or processing fee
  • 3% down payment 
  • Apply online or at any VeraBank location
  • Friendly bankers
  • Mortgage resources

Apply Online Book an appointment

Offer available for purchase or refinance of primary residence only. Loans are subject to credit approval and program qualifications.

Mortgage Loan Example*
Total Loan Amount $200,000
30-year fixed rate
Interest Rate 7.625%
APR 7.668%
Monthly Payment $1,415.59

*Rates and payments may not reflect current amounts and are subject to change without notice. The payments do not include amounts for taxes and insurance premiums and the actual payment obligation will be greater.

Mortgage Loan Example*
Total Loan Amount

$200,000

30-year fixed rate

Interest Rate

5.00%

APR

5.034%

Monthly Payment

$1,073.64

*Rates and payments may not reflect current amounts and are subject to change without notice. The payments do not include amounts for taxes and insurance premiums and the actual payment obligation will be greater.

Questions?

Call 877-566-2621 or .

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