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Overdraft Privilege

You have options.

Have you ever forgotten to record a check or deposit? Ever made a mistake in your checkbook? Sometimes mistakes happen with our finances. With VeraBank Overdraft Privilege and Overdraft Transfer, you can protect yourself from the embarrassment and expense of returned checks.


Overdraft Privilege

The VeraBank Overdraft Privilege is a discretionary service that allows us to authorize and pay overdrafts for checks and automatic bill payments, from time to time, up to the available limit.

Learn more about our checking accounts! 

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Overdraft Transfer

  • Available funds are automatically transferred from your other VeraBank checking or savings account to cover you in the event of insufficient funds*
  • Transfers are made in increments set by you
  • Fee of only $5 for each transfer (free with Elite Checking)*

*Additional fees from savings account may apply.

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