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VeraBank Debit Cards

Rewards. Cash Back. So much more!

Pay the Simple and Safe Way!

No matter which digital wallet app you use, your debit card details are kept private and are NEVER shared with the online or in-store merchant. Find the one that’s right for you.
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Spend, withdraw, or access your money with the VeraBank Mastercard® debit card. You can even get cash back and earn points with our Purchase Rewards and VeraBank Rewards programs!


VeraBank Debit Card Benefits

Two Ways to Get Rewards

1. VeraBank Rewards! (Enrollment for this program is automatic)

A valuable, FREE program that rewards you for your everyday spending, and now, every purchase with your VeraBank Debit Card adds up to rewards points that can be redeemed for exciting gifts. As you use your card, you’ll earn one point for every $100 spent with a signature or a PIN transaction!

 Here’s how it works:
  • Instead of a check, cash or credit card, use your VeraBank Debit Card.
  • Earn points for everyday purchases like groceries, dining out, or filling your car with gas.
  • Redeem your points for great rewards at

It only takes 100 points to get a FREE GIFT. Or, bank your points for bigger, better rewards in the future!

2. Purchase Rewards (In addition to VeraBank Rewards!, you can enroll in Purchase Rewards offers.)

Just use your VeraBank Debit Card at participating retailers and get cash back rewards deposited directly into your checking account at the end of each month*. There's no obligation, no limit to the number of offers you will receive, and it's free! You can even access your rewards through Mobile Banking.

Here's how it works using Online Banking:
  1. LOGIN
    Login to your VeraBank Online Banking account.
  2. CLICK
    Click on new offers to activate exclusive cash back rewards at the types of places you already shop. You'll find your offers in the Purchase Rewards section of the VeraBank Online Banking home page or on your checking account history page. Once clicked, the reward offer is automatically "loaded" onto your VeraBank Debit Card.
  3. SHOP
    The next time you make a purchase from that retailer and pay with your debit card, you'll earn the reward. Each offer provides different details about when and where to shop to earn the cash back**.
  4. ENJOY
    The rewards you've earned will be directly deposited into your VeraBank checking account the month after you redeem the offer*. 
  5. TRACK
    View your earnings on the Purchase Rewards summary page.

Get Your VeraBank Debit Card Today!

Visit your local branch. 
Call 903-657-8521 or 1-877-566-2621.

Lost or Stolen Card

If you currently have the card added into the SecurLOCK™ Equip App:

  1. Open the SecurLOCK™ Equip App and sign in
  2. Find the VeraBank debit card that has been lost or stolen
  3. Next to Card On/Off, tap the blue button to turn the card off
    • If the button is already white and the card has a red dot on it, the card is off
  4. Call 800-530-2265 

If you do not have the SecurLOCK™ Equip App or the lost/stolen card added into the app:

  1. Call 800-530-2265

Please Note: Your debit card is good through the month of expiration. You should receive your replacement card mid-month. 

1 Qualifying transactions must clear your account and post to your account no later than the end of the applicable calendar month to be counted. For example, if a purchase with your card occurs on the last day of the offer month but does not clear your account until the first day of the following calendar month, then that transaction will not be included in the calculation for the month in which you used your card. Rewards in program valued from 100 to 100,000 points. Rewards subject to change without notice and program may be terminated at any time. Points valid for two years from the first day of the month in which the Points were issued. Points awarded per checking account. See website for specific program terms. For ongoing card purchases, one point is awarded for every $100 spent with a signature or a PIN transaction. ATM transactions do not apply. Points awarded in relation to dollars spent subject to change without notice. Reward Points vary by retailer. To qualify for online purchase points, purchases must be made through links. Find participating retailers by visiting © 2017 Velocity Solutions, Inc. All rights reserved. 17153507U

*Timing of deposit may vary depending on merchant and/or offer.

**Offers limited to one-time use. Certain restrictions apply. You can opt out at any time by clicking the "Stop receiving all offers" link on the Purchase Rewards summary page.

-Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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