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Personal Interest Rates

CDs

Personal CD Rates
Term (Months) Minimum Deposit $1,000 to $9,999.99 $10,000 to $249,999.99 $250,000 & Up
    Interest Rate APY** Interest Rate APY** Interest Rate APY**
6 Months $1,000 1.95% 1.96% 2.20% 2.21% 2.45% 2.47%
12 Months $1,000 1.90% 1.91% 2.15% 2.17% 2.40% 2.42%
18 Months $1,000 1.65% 1.66% 1.90% 1.91% 2.15% 2.17%
24 Months $1,000 1.40% 1.41% 1.65% 1.66% 1.90% 1.91%
36 Months $1,000 1.55% 1.56% 1.80% 1.81% 2.05% 2.07%
60 Months $1,000 1.75% 1.76% 2.00% 2.02% 2.25% 2.27%

Checking Accounts

Elite Checking Open Online
Minimum Balance* Interest Rate APY**
$5,000-$9,999.99 0.05% 0.05%
$10,000 - $24,999.99 0.05% 0.05%
$25,000 - $49,999.99 0.05% 0.05%
$50,000 - $99,999.99 0.10% 0.10%
$100,000 and up 0.10% 0.10%

Money Market Accounts

Money Market Savings Open Online
Balance Tier Interest Rate APY**
Less than $1,500 0.05% 0.05%
Over $1,500 0.10% 0.10%
Platinum Money Market Open Online
Balance Tier Interest Rate APY**
$0.01 - $24,999.99 0.25% 0.25%
$25,000 - $99,999.99 0.75% 0.75%
$100,000 - $249,999.99 1.00% 1.00%
$250,000 - $999,999.99 1.25% 1.26%
$1,000,000 - $4,999,999.99 2.00%  | Fed Funds Rate Minus 1.750% 2.02%
$5,000,000 - $14,999,999.99 2.50%  | Fed Funds Rate Minus 1.250% 2.53%
$15,000,000 and Up 2.75%  | Fed Funds Rate Minus 1.000% 2.78%

Savings Accounts

Launch Savings Open Online
Minimum Deposit Interest Rate APY**
$25 0.10% 0.10%
Personal Savings Open Online
Minimum Balance* Interest Rate APY**
$100 0.10% 0.10%

Ask about our CD specials!

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BRANCH LOCATIONS

Rates Disclosures

APR means “annual percentage rate.” Vehicles are considered new through 3-31 of the following year. If the vehicle is older than 7 years, this these rates wouldn’t apply since we price them as they are priced as at the unsecured loans rate. at that time. There is a floor rate of 4% if the CD-secured loan is <$5,000. We charge an annual $25 fee on personal lines of credit and the Personal Line of Credit rates listed above for the 60-month terms are variable and are based on prime rate and minimum credit score requirements.

Terms and conditions apply. All loans are subject to underwriting criteria and final credit approval. Rates and terms are subject to change at any time without notice.

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