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Line of Credit Page Header Image

Be Your Own Emergency Plan …

with a personal line
of credit.

Having a personal line of credit is an easy, low-cost way to access extra cash as you need it without paying
high credit card interest rates.

Why a VeraBank Line of Credit?


  • The borrowing power you need for the unexpected
  • Rates as low as 5.25% APR*
  • Credit limits up to $50,000
  • Pay down the line of credit and use again when you need it most
  • No collateral required
  • Fast access to cash
  • Quickly transfer the funds to your personal account via Online and Mobile Banking

How to Apply


1. All applicants must have a VeraBank checking account. (Current VeraBank checking account customers are NOT required to open a new account.)


2. Complete the online line of credit application. (You’ll also be able to check your application status online!)


Questions? We’re here for you! Call, stop in, or chat online with us today.



* The Personal Line of Credit rates will vary with the Wallstreet Journal Prime Rate (WSJP). The 5.25% APR is based on (WSJP + 2%), a minimum credit score of 720, a minimum line of $25,001, and a term of 5 years. Other rates and terms apply based on the credit score and the amount of the credit line. VeraBank checking account is required. Maximum APR 18%. $25 annual fee. $5 minimum telephone transfer fee. Subject to credit approval and qualifications.